Insurance Claims
Most insurance claims derive from automobile, homeowners, commercial, and health care liability.

Auto Accident
If you are in an auto accident in Michigan, you are subject to the Michigan no-fault act. In order to recover under the Michigan no-fault act, you will have to meet the Michigan threshold of injuries. If you are injured in an automobile accident, and it is not your fault, you should immediately consult an attorney.

Negotiating With An Insurance Company
When negotiating with an insurance company you must know the validity of your claim. The validity, as well as the value, of a claim may not be readily apparent to an individual who is unfamiliar with the process of negotiating with an insurance company. Additionally, insurance companies have been known to engage in practices such as stonewalling, creating unreasonable delays, and severely low-balling the value of a claim.

Settlement With An Insurance Company
A person dealing with an insurance company should always know the range or value of their claim. If an individual is unreasonable in the amount which he/she seeks to recover, compromise will be slow and painful.

On the other hand, insurance companies are notorious for appearing ignorant about a claim until fully informed. The claimant must know all the salient facts to ensure a proper recovery. And, a party should never feel forced into a settlement. Insurance company representatives may not know, or pretend not to know, the real value of a claim, resulting in low-ball settlement offers.